A Quick Online Guide on Multi Trip Travel Insurance

Traveling overseas is one of the most exciting experiences of life. You spend lot of time, effort and money in planning and organizing a perfect trip. How meticulously you plan your trip, there are still chances of things going out of control. Many unexpected events can occur in a foreign country that can land you in serious troubles. You could fall ill, face a medical emergency or have a flight cancelled. All your money, effort and excitement go in vain. In such a scenario, travel insurance offers you complete peace of mind and a bailout from all such events. If you intend to travel frequently, multi trip travel insurance is an ideal choice as it covers an infinite number of trips carried during a year. The benefit is that you do not need to buy insurance every time you travel. You can purchase travel insurance only once a year and focus on other important activities.

Coverage Included in Multi Trip Travel Insurance

A standard Annual multi trip travel insurance plan includes basic essentials. It can be tailored depending upon the specific requirements of individuals by adding other optional elements.

Basic Essentials

Medical expenses up to a certain amount
Personal money cover
Personal belongings cover (provides cover for loss/damage/theft of baggage, jewelry, passport, laptop, mobile, camera, watch and other important official documents

Optional Elements

Missed, delayed and cancelled departure
Delayed, cancelled and curtailed trip
Medical expenses, hospital expenses, ambulance expenses
Third party Liability Cover
Personal Accident, Injury and sickness
Loss, theft or damage to games equipments
Natural catastrophe cover against flood, heavy rains, volcanic eruption, volcanic ash, tsunami, earthquake, epidemic, fire, etc
Emergency evacuation
Warlike Situation
Ransom, military red alert, terrorist attack

The optional components are not included in a Annual multi trip Travel insurance; rather they can be added in a policy depending upon individual requirements. It is not necessary to include all these elements. The individuals can choose from among them and tailor their insurance policy suiting best their needs and requirements.

Availability of Annual Travel Insurance UK

Annual trip insurance is available for different types of travelers.

Individuals above the age of 18 years
Couples (individual and spouse)
Family with one kid ( individual, spouse and one child below 17 years of age where child goes free)
Family with two kids (individual, spouse and two children below 17 years of age where children go free)
Group of Travelers (a group of travelers above 18 years and below 74 years of age)

Multi trip Holiday Insurance is available for all types of travelers whether they are planning a business, leisure, sports or a honeymoon trip. Even if you combine leisure with travel, the same policy will offer you complete assistance. You need not buy a separate policy for that. If you are opting for business insurance plan, all your belongings including business money, business equipments such as projector, laptop or any other electronic item, business documents and business samples are covered under the same policy. Additionally, you also get a replacement staff cover.